You bring lunch from home. You take the bike instead of the car. Upmoney turns those small choices into money you can see.
No account needed. Add it to your home screen and it works offline.
That’s the whole thing. It takes a few seconds in the evening.
Lunch from home. Cycled to work. Skipped the delivery. Tap it and the amount is already filled in. The app learns your real numbers as you go.
Every saving drops a coin in. Keep going and you build a streak. You get one rest day a week, so missing a day never undoes a month.
When you reach your goal it smashes open and the coins spill out. Then you set the next one and your streak carries over.
About to buy something? Put it in the app instead. A day later it asks you once whether you still want it. If the answer is no, the price goes into your jar.
Most things don’t survive the night.
Once a week the app asks you to move what you’ve saved into your savings account. Coins you’ve really transferred look solid. Coins you’ve only counted stay pale. Your bank statement and your jar should agree.
There’s no account and no bank connection. Nothing about your money is sent anywhere. You can export everything whenever you want, and there is no advertising, because an app that pushes you to spend is not a savings app.
The daily saving, the streak, the jar, the thinking time and all the charts cost nothing and always will. Plus is there if you want it on more than one device.
Cancel any time. VAT included. 14 days to change your mind.
NOTES.md next to this file.
No, and it never will. You tell it what you saved and it reminds you to move the money yourself. That means no bank logins and nothing of yours sitting on someone else's server.
Nothing is deleted or locked. You keep everything you have saved, and the free app carries on working. You just stop syncing to your other devices.
Both. It runs in your browser, and you can add it to your home screen where it behaves like any other app, offline included.
Most people shouldn’t. The free version is the whole habit. Plus is for people who’ve been using it a while and want it on more than one device, with a backup that survives clearing their browser.
Yes. 14 days, no questions asked, as EU consumer law requires.